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| Provider | Service type | Compensation |
|---|---|---|
ASSOCIATED TRUST COMPANY, N.A.10+ years Service code 15 · EIN 30-0219031 | Recordkeeping | $9,197 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,815 | $55,446-84.1% | $155,574-94.3% | $74,429-88.2% |
| Participation rate | 70.5% | 61.9%+8.6pp | 78.2%-7.7pp | 67.2%+3.3pp |
| Annual return | 14.30% | 269.20%-254.9pp | 64.87%-50.6pp | 1368.38%-1354.1pp |
| Employer contribution / active EE | $0 | $2,266-100.0% | $4,676-100.0% | $2,625-100.0% |
| Participant deferral / active EE | $1,490 | $2,836-47.4% | $5,629-73.5% | $4,348-65.7% |
| Admin fee / account holder | $43 | $1,743-97.5% | $15,914-99.7% | $1,944-97.8% |