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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,328 | $144,130-62.3% | $117,861-53.9% | $147,586-63.2% |
| Participation rate | 45.5% | 83.4%-38.0pp | 79.7%-34.2pp | 82.8%-37.4pp |
| Annual return | 54.65% | 531.20%-476.5pp | 335.11%-280.5pp | 578.59%-523.9pp |
| Employer contribution / active EE | $6,801 | $4,897+38.9% | $3,786+79.6% | $4,876+39.5% |
| Participant deferral / active EE | $5,729 | $5,316+7.8% | $4,482+27.8% | $5,439+5.3% |
| Admin fee / account holder | $3,785 | $10,887-65.2% | $8,021-52.8% | $10,886-65.2% |