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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,560 | $88,672-9.1% | $105,223-23.4% | $82,448-2.3% |
| Participation rate | 75.0% | 67.9%+7.1pp | 75.0%0pp | 68.1%+6.9pp |
| Annual return | 15.32% | 30.86%-15.5pp | 180.65%-165.3pp | 41.64%-26.3pp |
| Employer contribution / active EE | $2,156 | $3,048-29.3% | $3,689-41.6% | $2,551-15.5% |
| Participant deferral / active EE | $5,163 | $4,036+27.9% | $5,072+1.8% | $4,139+24.7% |
| Admin fee / account holder | $6,886 | $7,146-3.6% | $8,859-22.3% | $7,234-4.8% |