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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,914 | $78,682-11.1% | $109,188-36.0% | $85,851-18.6% |
| Participation rate | 82.2% | 68.3%+13.9pp | 75.9%+6.3pp | 69.3%+12.9pp |
| Annual return | 10.90% | 25.09%-14.2pp | 25.76%-14.9pp | 318.63%-307.7pp |
| Employer contribution / active EE | $2,866 | $2,734+4.8% | $3,723-23.0% | $2,565+11.7% |
| Participant deferral / active EE | $4,447 | $3,468+28.2% | $4,654-4.5% | $3,952+12.5% |
| Admin fee / account holder | $5,323 | $5,470-2.7% | $6,755-21.2% | $6,261-15.0% |