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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,312 | $97,550-4.3% | $120,344-22.5% | $87,485+6.7% |
| Participation rate | 91.5% | 72.8%+18.7pp | 76.7%+14.8pp | 68.9%+22.6pp |
| Annual return | 18.02% | 18.41%-0.4pp | 20.30%-2.3pp | 26.06%-8.0pp |
| Employer contribution / active EE | $2,494 | $2,291+8.9% | $3,020-17.4% | $2,596-3.9% |
| Participant deferral / active EE | $4,727 | $4,230+11.7% | $5,135-8.0% | $4,274+10.6% |
| Admin fee / account holder | $415 | $9,543-95.7% | $12,742-96.7% | $7,775-94.7% |