Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,517 | $59,804-80.7% | $81,982-86.0% | $79,856-85.6% |
| Participation rate | 69.6% | 61.6%+8.0pp | 69.3%+0.4pp | 69.6%0pp |
| Annual return | 21.53% | 17.56%+4.0pp | 41.31%-19.8pp | 31.71%-10.2pp |
| Employer contribution / active EE | $380 | $1,713-77.9% | $2,498-84.8% | $2,471-84.6% |
| Participant deferral / active EE | $1,527 | $2,695-43.4% | $3,722-59.0% | $3,741-59.2% |
| Admin fee / account holder | $719 | $4,288-83.2% | $5,665-87.3% | $5,306-86.5% |