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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,095 | $64,359-25.3% | $90,161-46.7% | $70,126-31.4% |
| Participation rate | 93.1% | 70.4%+22.7pp | 76.9%+16.2pp | 69.5%+23.6pp |
| Annual return | 13.58% | 28.13%-14.6pp | 34.89%-21.3pp | 73.15%-59.6pp |
| Employer contribution / active EE | $1,532 | $2,046-25.1% | $3,318-53.8% | $2,343-34.6% |
| Participant deferral / active EE | $3,427 | $4,389-21.9% | $5,287-35.2% | $3,332+2.9% |
| Admin fee / account holder | $14,567 | $3,945+269.2% | $5,943+145.1% | $4,645+213.6% |