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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,078 | $105,867-20.6% | $90,760-7.4% | $134,532-37.5% |
| Participation rate | 80.0% | 78.3%+1.7pp | 75.7%+4.3pp | 81.2%-1.2pp |
| Annual return | -21.54% | -10.99%-10.6pp | -12.16%-9.4pp | 418.27%-439.8pp |
| Employer contribution / active EE | $0 | $3,464-100.0% | $2,922-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $1,934 | $5,217-62.9% | $4,565-57.6% | $6,401-69.8% |
| Admin fee / account holder | $13,254 | $13,936-4.9% | $8,444+57.0% | $11,429+16.0% |