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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,405 | $125,237+15.3% | $105,608+36.7% | $145,877-1.0% |
| Participation rate | 90.0% | 77.7%+12.3pp | 75.3%+14.7pp | 80.3%+9.7pp |
| Annual return | 15.08% | 225.76%-210.7pp | 116.50%-101.4pp | 551.28%-536.2pp |
| Employer contribution / active EE | $0 | $3,720-100.0% | $3,167-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,107 | $5,711-63.1% | $5,010-57.9% | $6,691-68.5% |
| Admin fee / account holder | $23,542 | $17,287+36.2% | $11,028+113.5% | $13,402+75.7% |