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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,247 | $100,938-37.3% | $90,461-30.1% | $158,982-60.2% |
| Participation rate | 85.7% | 75.0%+10.7pp | 72.7%+13.0pp | 82.0%+3.7pp |
| Annual return | 5.15% | 1727.20%-1722.1pp | 1294.76%-1289.6pp | 302.99%-297.8pp |
| Employer contribution / active EE | $1,175 | $3,691-68.2% | $3,264-64.0% | $4,763-75.3% |
| Participant deferral / active EE | $7,123 | $4,350+63.8% | $3,964+79.7% | $5,983+19.0% |
| Admin fee / account holder | $896 | $6,510-86.2% | $5,617-84.1% | $11,252-92.0% |