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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,385 | $158,852-70.8% | $121,220-61.7% | $135,380-65.7% |
| Participation rate | 75.0% | 79.3%-4.3pp | 71.8%+3.2pp | 82.6%-7.6pp |
| Annual return | -14.33% | -0.64%-13.7pp | 16.94%-31.3pp | 519.81%-534.1pp |
| Employer contribution / active EE | $721 | $5,666-87.3% | $4,023-82.1% | $4,779-84.9% |
| Participant deferral / active EE | $10,625 | $4,006+165.3% | $3,345+217.6% | $5,609+89.4% |
| Admin fee / account holder | $555 | $6,515-91.5% | $5,021-89.0% | $10,828-94.9% |