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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,046 | $169,356+29.3% | $129,406+69.3% | $145,897+50.1% |
| Participation rate | 50.0% | 76.5%-26.5pp | 69.6%-19.6pp | 80.3%-30.3pp |
| Annual return | 10.85% | 14418.62%-14407.8pp | 9468.18%-9457.3pp | 552.29%-541.4pp |
| Employer contribution / active EE | $2,101 | $5,542-62.1% | $4,155-49.4% | $4,663-54.9% |
| Participant deferral / active EE | $24,134 | $4,987+384.0% | $4,167+479.1% | $6,689+260.8% |
| Admin fee / account holder | $5,797 | $9,915-41.5% | $7,689-24.6% | $13,390-56.7% |