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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,619 | $84,936-31.0% | $111,308-47.3% | $79,391-26.2% |
| Participation rate | 93.8% | 75.9%+17.9pp | 77.3%+16.4pp | 70.7%+23.0pp |
| Annual return | 13.00% | 17.45%-4.5pp | 54.67%-41.7pp | 116.88%-103.9pp |
| Employer contribution / active EE | $3,464 | $1,979+75.0% | $2,732+26.8% | $2,428+42.7% |
| Participant deferral / active EE | $7,285 | $3,888+87.4% | $4,487+62.3% | $4,046+80.1% |
| Admin fee / account holder | $4,419 | $537+722.6% | $7,965-44.5% | $627+605.3% |