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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,787 | $129,737-73.2% | $119,126-70.8% | $154,746-77.5% |
| Participation rate | 94.4% | 78.9%+15.6pp | 75.8%+18.7pp | 80.7%+13.7pp |
| Annual return | 46.61% | 379.08%-332.5pp | 282.11%-235.5pp | 172.34%-125.7pp |
| Employer contribution / active EE | $5,602 | $4,375+28.0% | $4,034+38.9% | $4,379+27.9% |
| Participant deferral / active EE | $2,358 | $5,842-59.6% | $5,318-55.7% | $6,730-65.0% |
| Admin fee / account holder | $1,929 | $11,961-83.9% | $10,693-82.0% | $14,365-86.6% |