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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,808 | $162,812-62.7% | $133,971-54.6% | $158,966-61.7% |
| Participation rate | 93.3% | 83.2%+10.1pp | 79.8%+13.5pp | 82.0%+11.4pp |
| Annual return | 24.89% | 41.94%-17.1pp | 45.09%-20.2pp | 302.95%-278.1pp |
| Employer contribution / active EE | $2,462 | $4,976-50.5% | $3,919-37.2% | $4,762-48.3% |
| Participant deferral / active EE | $3,275 | $5,910-44.6% | $5,047-35.1% | $5,983-45.3% |
| Admin fee / account holder | $505 | $11,741-95.7% | $8,929-94.3% | $11,250-95.5% |