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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,375 | $197,603-43.1% | $177,827-36.8% | $158,950-29.3% |
| Participation rate | 81.8% | 88.5%-6.7pp | 87.7%-5.9pp | 82.0%-0.1pp |
| Annual return | 23.60% | 58.76%-35.2pp | 48.32%-24.7pp | 302.91%-279.3pp |
| Employer contribution / active EE | $2,690 | $6,698-59.8% | $5,918-54.6% | $4,762-43.5% |
| Participant deferral / active EE | $8,145 | $8,404-3.1% | $7,713+5.6% | $5,983+36.1% |
| Admin fee / account holder | $5,384 | $15,402-65.0% | $12,429-56.7% | $11,248-52.1% |