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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,550 | $72,273-10.7% | $101,275-36.3% | $79,856-19.2% |
| Participation rate | 48.3% | 68.5%-20.2pp | 75.8%-27.5pp | 69.6%-21.4pp |
| Annual return | 12.82% | 22.30%-9.5pp | 46.48%-33.7pp | 31.71%-18.9pp |
| Employer contribution / active EE | $865 | $2,691-67.9% | $3,660-76.4% | $2,471-65.0% |
| Participant deferral / active EE | $2,297 | $3,282-30.0% | $4,371-47.4% | $3,741-38.6% |
| Admin fee / account holder | $219 | $4,401-95.0% | $5,948-96.3% | $5,306-95.9% |