See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 5-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
UNIFIED TRUST COMPANY, N.A.1+ years Filed as: UNIFIED TRUST COMPANY Service code 64 · EIN 61-1256314 2353 ALEXANDIRAN DRIVE, SUITE 100 · LEXINGTON, KY 40504 | Recordkeeping Fees | $57,753 |
Filed as: NORTHWESTERN MUTUAL Service code 55 | Other Commissions | $38,331 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,128 | $118,849+0.2% | $96,562+23.4% | $167,490-28.9% |
| Participation rate | 84.2% | 75.5%+8.7pp | 69.8%+14.4pp | 82.1%+2.1pp |
| Annual return | 7.57% | 50.49%-42.9pp | 37.78%-30.2pp | 478.56%-471.0pp |
| Employer contribution / active EE | $4,691 | $3,120+50.4% | $2,356+99.1% | $4,837-3.0% |
| Participant deferral / active EE | $10,823 | $4,616+134.5% | $3,849+181.2% | $6,341+70.7% |
| Admin fee / account holder | $1,016 | $8,065-87.4% | $6,181-83.6% | $12,309-91.7% |