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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,441 | $106,247-71.3% | $96,515-68.5% | $139,466-78.2% |
| Participation rate | 57.1% | 77.8%-20.7pp | 74.3%-17.2pp | 80.3%-23.2pp |
| Annual return | 28.33% | 38.47%-10.1pp | 35.73%-7.4pp | 373.66%-345.3pp |
| Employer contribution / active EE | $1,279 | $4,106-68.9% | $3,740-65.8% | $4,754-73.1% |
| Participant deferral / active EE | $7,197 | $5,456+31.9% | $4,880+47.5% | $6,712+7.2% |
| Admin fee / account holder | $1,722 | $7,885-78.2% | $6,735-74.4% | $11,409-84.9% |