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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,715 | $73,019+116.0% | $90,766+73.8% | $68,490+130.3% |
| Participation rate | 67.9% | 70.8%-2.9pp | 75.7%-7.7pp | 67.9%+0.1pp |
| Annual return | -17.14% | -13.81%-3.3pp | -12.16%-5.0pp | -7.85%-9.3pp |
| Employer contribution / active EE | $1,131 | $2,193-48.4% | $2,922-61.3% | $2,597-56.5% |
| Participant deferral / active EE | $4,031 | $3,626+11.2% | $4,565-11.7% | $4,028+0.1% |
| Admin fee / account holder | $24,811 | $5,897+320.8% | $8,446+193.8% | $5,403+359.2% |