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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,364 | $150,346-14.0% | $120,524+7.3% | $145,877-11.3% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 11.68% | 154.40%-142.7pp | 107.36%-95.7pp | 551.28%-539.6pp |
| Employer contribution / active EE | $2,533 | $4,353-41.8% | $3,469-27.0% | $4,663-45.7% |
| Participant deferral / active EE | $12,538 | $6,172+103.1% | $4,994+151.1% | $6,691+87.4% |
| Admin fee / account holder | $1,017 | $12,215-91.7% | $9,440-89.2% | $13,402-92.4% |