Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,070 | $62,672+42.1% | $185,117-51.9% | $70,126+27.0% |
| Participation rate | 56.0% | 63.8%-7.8pp | 77.3%-21.3pp | 69.5%-13.5pp |
| Annual return | 15.00% | 40.79%-25.8pp | 40.50%-25.5pp | 73.15%-58.1pp |
| Employer contribution / active EE | $267 | $1,753-84.8% | $4,182-93.6% | $2,343-88.6% |
| Participant deferral / active EE | $2,563 | $3,272-21.6% | $5,045-49.2% | $3,332-23.1% |
| Admin fee / account holder | $614 | $3,932-84.4% | $8,159-92.5% | $4,645-86.8% |