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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,006 | $162,529-14.5% | $130,788+6.3% | $154,746-10.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 5.67% | 510.48%-504.8pp | 386.44%-380.8pp | 172.34%-166.7pp |
| Employer contribution / active EE | $2,126 | $4,447-52.2% | $3,558-40.3% | $4,379-51.5% |
| Participant deferral / active EE | $22,027 | $4,808+358.1% | $4,137+432.4% | $6,730+227.3% |
| Admin fee / account holder | $807 | $7,669-89.5% | $6,673-87.9% | $14,365-94.4% |