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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,006 | $149,040-6.7% | $120,225+15.6% | $137,256+1.3% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 5.67% | 605.68%-600.0pp | 439.23%-433.6pp | 220.34%-214.7pp |
| Employer contribution / active EE | $2,126 | $4,350-51.1% | $3,475-38.8% | $4,156-48.9% |
| Participant deferral / active EE | $22,027 | $4,655+373.2% | $3,999+450.8% | $6,407+243.8% |
| Admin fee / account holder | $807 | $6,348-87.3% | $5,696-85.8% | $12,270-93.4% |