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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,037 | $93,598-40.1% | $135,974-58.8% | $75,173-25.5% |
| Participation rate | 73.6% | 75.2%-1.6pp | 81.9%-8.3pp | 67.2%+6.4pp |
| Annual return | 16.04% | 30.89%-14.8pp | 68.30%-52.3pp | 160.72%-144.7pp |
| Employer contribution / active EE | $1,416 | $3,538-60.0% | $4,859-70.8% | $2,671-47.0% |
| Participant deferral / active EE | $3,561 | $6,405-44.4% | $7,760-54.1% | $4,126-13.7% |
| Admin fee / account holder | $929 | $6,978-86.7% | $10,767-91.4% | $5,651-83.6% |