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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,969 | $88,603+12.8% | $69,890+43.0% | $134,545-25.7% |
| Participation rate | 100.0% | 74.9%+25.1pp | 70.5%+29.5pp | 81.2%+18.8pp |
| Annual return | -22.09% | 442.93%-465.0pp | 190.84%-212.9pp | 418.37%-440.5pp |
| Employer contribution / active EE | $10,824 | $3,236+234.5% | $2,560+322.8% | $4,742+128.3% |
| Participant deferral / active EE | $8,232 | $4,771+72.6% | $3,848+113.9% | $6,401+28.6% |
| Admin fee / account holder | $748 | $10,443-92.8% | $6,267-88.1% | $11,431-93.5% |