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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,198 | $63,365+39.2% | $91,994-4.1% | $72,976+20.9% |
| Participation rate | 98.9% | 72.5%+26.4pp | 78.6%+20.3pp | 69.5%+29.4pp |
| Annual return | 26.04% | 35.35%-9.3pp | 69.04%-43.0pp | 81.02%-55.0pp |
| Employer contribution / active EE | $7,309 | $2,116+245.5% | $3,453+111.7% | $2,440+199.5% |
| Participant deferral / active EE | $9,513 | $4,883+94.8% | $5,924+60.6% | $3,608+163.7% |
| Admin fee / account holder | $578 | $4,670-87.6% | $7,744-92.5% | $5,124-88.7% |