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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,628 | $90,400+211.5% | $186,193+51.3% | $87,485+221.9% |
| Participation rate | 97.1% | 66.2%+30.9pp | 77.1%+19.9pp | 68.9%+28.1pp |
| Annual return | 15.61% | 22.15%-6.5pp | 78.03%-62.4pp | 26.06%-10.5pp |
| Employer contribution / active EE | $5,186 | $2,170+139.0% | $3,918+32.4% | $2,596+99.8% |
| Participant deferral / active EE | $11,845 | $4,330+173.6% | $6,513+81.9% | $4,274+177.2% |
| Admin fee / account holder | $9,254 | $8,673+6.7% | $11,058-16.3% | $7,775+19.0% |