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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,628 | $80,812+248.5% | $160,784+75.2% | $82,448+241.6% |
| Participation rate | 97.1% | 66.2%+30.8pp | 77.0%+20.1pp | 68.1%+29.0pp |
| Annual return | 15.61% | 100.59%-85.0pp | 1803.92%-1788.3pp | 41.64%-26.0pp |
| Employer contribution / active EE | $5,186 | $2,174+138.6% | $3,733+38.9% | $2,551+103.3% |
| Participant deferral / active EE | $11,845 | $4,335+173.2% | $6,293+88.2% | $4,139+186.2% |
| Admin fee / account holder | $9,254 | $7,695+20.3% | $9,717-4.8% | $7,234+27.9% |