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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,543 | $95,453+254.7% | $112,040+202.2% | $82,448+310.6% |
| Participation rate | 31.3% | 72.8%-41.5pp | 76.5%-45.2pp | 68.1%-36.8pp |
| Annual return | 16.89% | 23.92%-7.0pp | 24.52%-7.6pp | 41.64%-24.8pp |
| Employer contribution / active EE | $1,347 | $2,318-41.9% | $2,954-54.4% | $2,551-47.2% |
| Participant deferral / active EE | $3,495 | $4,224-17.3% | $5,098-31.4% | $4,139-15.6% |
| Admin fee / account holder | $167 | $9,013-98.1% | $12,098-98.6% | $7,234-97.7% |