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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,080 | $110,212+49.8% | $96,534+71.0% | $139,466+18.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 16.32% | 26.42%-10.1pp | 25.88%-9.6pp | 373.66%-357.3pp |
| Employer contribution / active EE | $3,599 | $3,620-0.6% | $2,965+21.4% | $4,754-24.3% |
| Participant deferral / active EE | $4,743 | $5,547-14.5% | $4,851-2.2% | $6,712-29.3% |
| Admin fee / account holder | $472 | $11,599-95.9% | $8,253-94.3% | $11,409-95.9% |