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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,375 | $75,962-62.6% | $154,108-81.6% | $64,173-55.8% |
| Participation rate | 84.6% | 70.4%+14.2pp | 83.0%+1.6pp | 69.6%+15.0pp |
| Annual return | -8.69% | 30.32%-39.0pp | 735.21%-743.9pp | 7.63%-16.3pp |
| Employer contribution / active EE | $1,054 | $3,350-68.5% | $5,298-80.1% | $2,381-55.7% |
| Participant deferral / active EE | $2,367 | $3,175-25.4% | $5,081-53.4% | $3,470-31.8% |
| Admin fee / account holder | $1,513 | $5,589-72.9% | $13,411-88.7% | $4,887-69.1% |