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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,472 | $103,393+117.1% | $87,103+157.7% | $152,909+46.8% |
| Participation rate | 81.8% | 79.4%+2.5pp | 76.9%+4.9pp | 82.5%-0.6pp |
| Annual return | 28.40% | 28.10%+0.3pp | 28.19%+0.2pp | 345.46%-317.1pp |
| Employer contribution / active EE | $5,717 | $3,221+77.5% | $2,521+126.7% | $4,764+20.0% |
| Participant deferral / active EE | $5,649 | $4,778+18.2% | $4,049+39.5% | $5,851-3.5% |
| Admin fee / account holder | $4,472 | $12,195-63.3% | $7,491-40.3% | $11,601-61.5% |