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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,498 | $125,184-4.5% | $105,607+13.2% | $145,884-18.1% |
| Participation rate | 94.4% | 77.6%+16.8pp | 75.3%+19.2pp | 80.3%+14.1pp |
| Annual return | 7.67% | 225.00%-217.3pp | 116.11%-108.4pp | 551.85%-544.2pp |
| Employer contribution / active EE | $2,449 | $3,720-34.2% | $3,167-22.7% | $4,662-47.5% |
| Participant deferral / active EE | $7,016 | $5,714+22.8% | $5,011+40.0% | $6,690+4.9% |
| Admin fee / account holder | $2,521 | $17,133-85.3% | $10,958-77.0% | $13,392-81.2% |