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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,498 | $126,519-5.5% | $106,201+12.5% | $145,959-18.1% |
| Participation rate | 94.4% | 77.7%+16.8pp | 75.3%+19.2pp | 80.3%+14.2pp |
| Annual return | 7.67% | 225.10%-217.4pp | 116.26%-108.6pp | 561.95%-554.3pp |
| Employer contribution / active EE | $2,449 | $3,726-34.3% | $3,170-22.7% | $4,661-47.5% |
| Participant deferral / active EE | $7,016 | $5,716+22.7% | $5,012+40.0% | $6,689+4.9% |
| Admin fee / account holder | $2,521 | $17,312-85.4% | $11,039-77.2% | $13,398-81.2% |