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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,063 | $125,184+154.9% | $105,607+202.1% | $145,884+118.7% |
| Participation rate | 62.5% | 77.6%-15.1pp | 75.3%-12.8pp | 80.3%-17.8pp |
| Annual return | 17.76% | 225.00%-207.2pp | 116.11%-98.3pp | 551.85%-534.1pp |
| Employer contribution / active EE | $4,175 | $3,720+12.2% | $3,167+31.8% | $4,662-10.5% |
| Participant deferral / active EE | $7,715 | $5,714+35.0% | $5,011+54.0% | $6,690+15.3% |
| Admin fee / account holder | $0 | $17,133-100.0% | $10,958-100.0% | $13,392-100.0% |