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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,503 | $100,805-12.2% | $86,698+2.1% | $134,532-34.2% |
| Participation rate | 81.8% | 79.0%+2.9pp | 76.6%+5.2pp | 81.2%+0.6pp |
| Annual return | -14.53% | 29.09%-43.6pp | 35.95%-50.5pp | 418.27%-432.8pp |
| Employer contribution / active EE | $578 | $3,490-83.4% | $2,837-79.6% | $4,741-87.8% |
| Participant deferral / active EE | $6,082 | $5,339+13.9% | $4,656+30.6% | $6,401-5.0% |
| Admin fee / account holder | $21,607 | $10,925+97.8% | $7,493+188.4% | $11,429+89.1% |