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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,318 | $96,731+20.2% | $123,973-6.2% | $86,983+33.7% |
| Participation rate | 80.0% | 70.0%+10.0pp | 76.7%+3.3pp | 69.5%+10.5pp |
| Annual return | -2.04% | 17.33%-19.4pp | 388.13%-390.2pp | 25.83%-27.9pp |
| Employer contribution / active EE | $1,996 | $3,297-39.4% | $4,126-51.6% | $2,584-22.8% |
| Participant deferral / active EE | $3,465 | $4,152-16.6% | $5,247-34.0% | $4,194-17.4% |
| Admin fee / account holder | $11,525 | $8,722+32.1% | $11,799-2.3% | $7,856+46.7% |