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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,059 | $107,368+268.9% | $92,915+326.3% | $152,909+159.0% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 1.53% | 145.64%-144.1pp | 109.45%-107.9pp | 345.46%-343.9pp |
| Employer contribution / active EE | $2,667 | $4,222-36.8% | $3,653-27.0% | $4,764-44.0% |
| Participant deferral / active EE | $1,595 | $4,848-67.1% | $4,238-62.4% | $5,851-72.7% |
| Admin fee / account holder | $12 | $7,082-99.8% | $5,796-99.8% | $11,601-99.9% |