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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,083 | $131,835+59.4% | $108,582+93.5% | $273,972-23.3% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 5.47% | -91.57%+97.0pp | -51.70%+57.2pp | 41.46%-36.0pp |
| Employer contribution / active EE | $2,981 | $4,913-39.3% | $3,758-20.7% | $4,869-38.8% |
| Participant deferral / active EE | $11,279 | $5,127+120.0% | $4,311+161.6% | $5,287+113.3% |
| Admin fee / account holder | $17,900 | $10,253+74.6% | $7,645+134.1% | $10,133+76.7% |