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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,979 | $133,981-59.0% | $112,249-51.0% | $134,532-59.1% |
| Participation rate | 91.3% | 78.6%+12.7pp | 75.1%+16.2pp | 81.2%+10.1pp |
| Annual return | -23.19% | 47.16%-70.4pp | 27.48%-50.7pp | 418.27%-441.5pp |
| Employer contribution / active EE | $3,562 | $4,040-11.8% | $3,636-2.0% | $4,741-24.9% |
| Participant deferral / active EE | $3,426 | $5,292-35.3% | $4,729-27.6% | $6,401-46.5% |
| Admin fee / account holder | $898 | $7,492-88.0% | $6,412-86.0% | $11,429-92.1% |