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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,979 | $134,001-59.0% | $112,258-51.0% | $134,509-59.1% |
| Participation rate | 91.3% | 78.6%+12.7pp | 75.1%+16.2pp | 81.2%+10.1pp |
| Annual return | -23.19% | 47.15%-70.3pp | 27.47%-50.7pp | 418.13%-441.3pp |
| Employer contribution / active EE | $3,562 | $4,039-11.8% | $3,636-2.0% | $4,741-24.9% |
| Participant deferral / active EE | $3,426 | $5,291-35.3% | $4,728-27.5% | $6,400-46.5% |
| Admin fee / account holder | $898 | $7,491-88.0% | $6,411-86.0% | $11,427-92.1% |