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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,622 | $58,851+8.1% | $115,167-44.8% | $72,976-12.8% |
| Participation rate | 100.0% | 65.5%+34.5pp | 75.9%+24.1pp | 69.5%+30.5pp |
| Annual return | 21.30% | 23.16%-1.9pp | 35.60%-14.3pp | 81.02%-59.7pp |
| Employer contribution / active EE | $2,450 | $1,798+36.3% | $3,179-22.9% | $2,440+0.4% |
| Participant deferral / active EE | $4,457 | $2,643+68.7% | $4,169+6.9% | $3,608+23.5% |
| Admin fee / account holder | $4,228 | $6,370-33.6% | $7,089-40.4% | $5,124-17.5% |