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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,727 | $175,231-12.8% | $149,696+2.0% | $139,466+9.5% |
| Participation rate | 93.8% | 83.4%+10.4pp | 78.8%+15.0pp | 80.3%+13.4pp |
| Annual return | 11.69% | 166.77%-155.1pp | 134.46%-122.8pp | 373.66%-362.0pp |
| Employer contribution / active EE | $987 | $5,478-82.0% | $4,821-79.5% | $4,754-79.2% |
| Participant deferral / active EE | $5,962 | $6,521-8.6% | $5,682+4.9% | $6,712-11.2% |
| Admin fee / account holder | $21,068 | $16,155+30.4% | $13,212+59.5% | $11,409+84.7% |