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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,021 | $227,399-65.3% | $189,758-58.4% | $198,609-60.2% |
| Participation rate | 91.7% | 84.0%+7.7pp | 79.8%+11.9pp | 82.4%+9.3pp |
| Annual return | 27.08% | 61.03%-34.0pp | 52.62%-25.5pp | 202.70%-175.6pp |
| Employer contribution / active EE | $2,941 | $5,526-46.8% | $4,767-38.3% | $5,055-41.8% |
| Participant deferral / active EE | $5,926 | $6,837-13.3% | $5,856+1.2% | $6,977-15.1% |
| Admin fee / account holder | $613 | $25,162-97.6% | $20,388-97.0% | $19,030-96.8% |