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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,047 | $51,207-88.2% | $70,565-91.4% | $75,177-92.0% |
| Participation rate | 47.6% | 61.0%-13.3pp | 68.4%-20.7pp | 67.2%-19.6pp |
| Annual return | 25.51% | 30.05%-4.5pp | 32.79%-7.3pp | 160.75%-135.2pp |
| Employer contribution / active EE | $754 | $1,826-58.7% | $2,976-74.7% | $2,671-71.8% |
| Participant deferral / active EE | $1,184 | $2,850-58.5% | $4,568-74.1% | $4,126-71.3% |
| Admin fee / account holder | $183 | $4,097-95.5% | $6,430-97.2% | $5,651-96.8% |