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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,255 | $87,106+35.8% | $105,607+12.0% | $80,935+46.1% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.7%+32.3pp |
| Annual return | 24.18% | 17.01%+7.2pp | 116.11%-91.9pp | 35.66%-11.5pp |
| Employer contribution / active EE | $2,121 | $2,396-11.5% | $3,167-33.0% | $2,757-23.0% |
| Participant deferral / active EE | $4,129 | $3,986+3.6% | $5,011-17.6% | $4,299-4.0% |
| Admin fee / account holder | $435 | $8,447-94.9% | $10,958-96.0% | $6,924-93.7% |