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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,691 | $106,247-65.5% | $96,515-62.0% | $139,466-73.7% |
| Participation rate | 87.5% | 77.8%+9.7pp | 74.3%+13.2pp | 80.3%+7.2pp |
| Annual return | 13.57% | 38.47%-24.9pp | 35.73%-22.2pp | 373.66%-360.1pp |
| Employer contribution / active EE | $2,134 | $4,106-48.0% | $3,740-42.9% | $4,754-55.1% |
| Participant deferral / active EE | $8,945 | $5,456+64.0% | $4,880+83.3% | $6,712+33.3% |
| Admin fee / account holder | $452 | $7,885-94.3% | $6,735-93.3% | $11,409-96.0% |