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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,829 | $100,868-74.4% | $90,414-71.4% | $158,931-83.7% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | -38.90% | 1724.58%-1763.5pp | 1293.19%-1332.1pp | 302.86%-341.8pp |
| Employer contribution / active EE | $5,610 | $3,689+52.1% | $3,262+72.0% | $4,761+17.8% |
| Participant deferral / active EE | $5,857 | $4,348+34.7% | $3,963+47.8% | $5,982-2.1% |
| Admin fee / account holder | $10,841 | $6,502+66.7% | $5,611+93.2% | $11,247-3.6% |