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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,293 | $80,992-58.9% | $96,534-65.5% | $75,173-55.7% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 0.40% | 27.05%-26.7pp | 25.88%-25.5pp | 160.72%-160.3pp |
| Employer contribution / active EE | $1,640 | $2,283-28.2% | $2,965-44.7% | $2,671-38.6% |
| Participant deferral / active EE | $3,573 | $3,929-9.1% | $4,851-26.3% | $4,126-13.4% |
| Admin fee / account holder | $1,852 | $6,717-72.4% | $8,253-77.6% | $5,651-67.2% |