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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,195 | $95,453-42.2% | $112,040-50.7% | $82,448-33.1% |
| Participation rate | 98.0% | 72.8%+25.2pp | 76.5%+21.5pp | 68.1%+29.9pp |
| Annual return | 11.90% | 23.92%-12.0pp | 24.52%-12.6pp | 41.64%-29.7pp |
| Employer contribution / active EE | $5,565 | $2,318+140.1% | $2,954+88.4% | $2,551+118.2% |
| Participant deferral / active EE | $3,514 | $4,224-16.8% | $5,098-31.1% | $4,139-15.1% |
| Admin fee / account holder | $7,783 | $9,013-13.6% | $12,098-35.7% | $7,234+7.6% |